Member Profile

First Name Michelle
Last Name Cortes-Harkins
Phone 401.278.4049
Company Harkins Wealth Management
Professional Designations MSW, CDFA, CRPC
Specialties Divorce Financial Planning, Settlement Analysis
Bio Hi, I am Michelle Cortés-Harkins, a Financial Planner, Wealth Management Advisor, and Partner at Harkins Wealth Management. Before I went into the financial services industry I worked in the social services field. I spent over 10 years in different roles as a social worker, including teaching English as a Second Language at community libraries. This was a rewarding and wonderful experience—one of the best I’ve had working within the Providence community. I’ve also worked as a community organizer helping to reduce hunger on Aquidneck Island through the Rhode Island Food Bank. This experience was transformative, and allowed me to work with many communities, eventually pulling them together to work on one issue. Each of my experiences have strengthened my belief in social justice, and that it is crucial that we as a society address inequities. I am also passionate about the environment, and try to live a waste-free lifestyle as much as possible. After working in social work, I wanted to work with my husband, who was an Investment Representative at Edward Jones. The transition from social services to financial services initially felt like a major career change, but I was able to use this opportunity to counsel and help individuals in the areas of planning and investment management that felt most important. Over time, I developed a strong belief that money and values can and should be aligned. In 2000, I graduated from Rhode Island College with a Master of Social Work degree. I have volunteered with many organizations and am on the national board of the Association of Divorce Financial Planners (ADFP). I am also an avid cyclist and the president of the Narragansett Bay Wheelman. My hobbies outside of cycling are hiking, trail running, gardening, reading, and being outdoors. I am fluent in Spanish, although with less and less practice it has become more rusty. We have two dogs, Sophie and Gordy, and they often join us in outdoor adventures. I work with couples, individuals, and organizations. Using the tools from my social work background, I utilize a strength-based and supportive approach to the investment and financial planning process. Most of us come from a place where we haven’t learned about money, but within each of us is the ability to learn, grow, and understand how money works. One of the areas that I add the most value is within divorce financial planning. Working with couples to positively decide together how to divide assets and move forward financially is especially rewarding. I want the couples or individuals I work with to feel like they have a voice and are in control of the divorce process. On the last Wednesday of the month, I hold a Wine, Money, and You gathering where a group of women talk about money and share tips and ideas. This group has been a wonderful experience and has allowed women to ask questions (and get answers) in a safe, supportive environment. Rick and I are married and have two amazing children. Our oldest, Chance, works with us here in our practice, and our youngest owns and operates Twenty Stories, an independent bookstore. Both live here in Providence, Rhode Island. If you are looking for a planner or to invest in a manner that aligns with your values, I would love to be in touch. Advisory Services offered through Commonwealth Financial Network®, a Registered Investment Adviser